“Dubai has given us everything, and I proudly represent it.” — Hina Singh, Portfolio Manager, PSI Real Estate
It’s a long time to look at a city that has grown, 26 years. Hina Singh, who has lived through the period of change in Dubai, rightly states that it’s time to experience instead of just reading about the transformation. She went to PSI Real Estate (Property Shop Investment) and became the 10th among its top performing employees in 2025. She has an MSc in Real Estate from Bayes Business School, London, 2020 and is RERA qualified. Here, she reveals her views on what really moves the Dubai market, what first time investors are invariably mistaken on and more importantly, why human interaction in real estate can never be replaced by technology in this exclusive interview with Arabian Business Times.
Journey and Background
1. Can you tell us about your professional journey and what inspired you to build a career in Dubai’s highly competitive real estate market?
Hina Singh: Over two and a half decades of staying in Dubai, it has been a wonderland of possibilities with a passion for its realty market.Having spent a quarter of a century in Dubai, I have seen the astounding development of this city and its passion for real estate is boundless to say. In 2020, I’m also a graduate from London with a MSc in Real Estate. I’m very lucky to be able to blend the academic with the practical, so that I can offer my clients the best opportunities and insight into Dubai’s constantly changing real estate market. Dubai has provided us with all things – and I am proud of it!
2. As a Portfolio Manager and one of the top-performing real estate professionals in 2025, what key factors have contributed to your success and growth in the industry?
Hina Singh: I think the combination of knowledge available to the market and the knowledge of what these clients want and need is what makes me successful, says Hina Singh. I’ve been in Dubai for more than 26 years and I’ve certainly seen the city grow over these years; my MSc in Real Estate will help me give you the facts and figures to respond to client queries with data-driven solutions. First and foremost I listen to each client’s goals, and suggest what works best for that individual. I consider trust and provide the appropriate opportunities to be some of the drivers behind my personal development within this industry.
Why Dubai, Why Now
3. Dubai continues to attract investors from around the world. What makes Dubai one of the most attractive real estate investment destinations today?
Hina Singh: Dubai has something truly coveted that can’t be found anywhere else: Hina Singh. It is one of the safest cities in the world, and there are no annual property taxes, and investors can expect to see an attractive rental return in many communities of about 7% to 9%. Not to mention, the price of property per square foot in the UAE remains quite low and feasible when compared to the rest of the world, especially London, Singapore and New York, where there is immense potential for the market to grow.
4. Based on your experience, what are the most common mistakes first-time investors make when entering the Dubai property market, and how can they avoid them?
Hina Singh: I think the worst thing people do when they are just investing for the first time is to not look at the payment plan but rather at what they are doing overall with their money. Many people stock and assume that they will be able to cash out prior to big milestone payments – when they are 70 percent handed over. But markets can turn. Keep in mind that you will have to keep the Home Owned Property as an investment if required, and you’ll need to ensure your cash flow is able to back up this investment. Before making any investment decision, I always encourage people to do their research on the developer’s past work, projects, track-record, and make sure it is of good build quality.
“It is important to ensure your cash flow can support the investment if you need to hold the property longer.” — Hina Singh
5. The Dubai real estate sector has evolved significantly over the past few years. What market trends are you currently observing, and which opportunities excite you the most?
Hina Singh: The demand for well planned communities and superior waterfront developments are excellent. With limited supply, naturally, beachfront properties continue to have a demand for them, thus supporting long term value. Palm Jebel Ali is also very exciting as it gives investors a chance to come into a new, landmark waterfront development at an early stage. Otherwise, integrated communities featuring green spaces, schools, and shops with family-friendly facilities are performing even better: both end users and investors would be looking for decent long-term returns.
Qualifications and Client Advisory
6. You hold an MSc in Real Estate from London and are RERA Certified. How have your academic background and professional qualifications helped you better serve clients and investors?
Hina Singh: As part of my background and qualifications I have enhanced my knowledge of real estate beyond just the sales aspect. The degree of MSc in Real Estate helps me to analyze the trends and evaluate investment opportunities and then give them data-based-advice, while obtaining RERA certification enables me to guide clients by understanding the standards and regulations prevailing in Dubai; reflecting why legal and regulatory literacy should sit at the center of client trust This provides clients with a level of assurance that all of their recommendations are not only from the market but also from the professionals.
7. What advice would you give to international investors looking to diversify their portfolios through Dubai real estate?
Hina Singh: Dubai isn’t a bubble, it’s the bigger economy that’s propping up real estate; the same principle behind what international investors need to understand before committing to a new market. The city is making continuous investments into infrastructure, expansion of the transport network, creation of green spaces, attraction of global businesses and talent and enhanced offerings of lifestyle. Those are all indications of a healthy and thriving market. Use a trusted adviser, rely on respected developers and make real estate investments in markets that look good throughout the year. With the following strategy and the correct assets, Dubai doesn’t belong to the world’s weak portfolio diversification markets.
“Dubai is not a bubble; real estate growth is being supported by the wider economy.” — Hina Singh
8. Client trust is crucial in the property industry. How do you build long-term relationships with clients and ensure they make informed investment decisions?
Hina Singh: It’s putting their trust in the developer and it’s putting their trust in me, because that’s what they’re investing in; the vision. Therefore, my first step is to find out what they want – and I always do this in a formal conversation with them – and I sit with them and their families and talk to them about what they want to achieve. I share market information, discuss the advantages and disadvantages of each opportunity, and help them get all the information they require prior to making a decision. Leveraging clients’ trust is achieved by helping them feel informed and supported.
Technology and the Human Element
9. How do you see technology, artificial intelligence, and digital platforms transforming the future of real estate sales, property management, and investment advisory services?
Hina Singh: Technology and AI in real estate are reshaping the industry by making data more readily available, facilitating better market analysis, and assisting investors to spot trends and opportunities more accurately; a shift also explored in how AI is transforming Dubai real estate while human judgment remains irreplaceable. But real estate is also very emotional. The purchase of a property isn’t a process based upon data, it’s regarding the way a room feels. Audrey’s home is human, her lifestyle is human, her emotional state is human; AI can give you info or facts, but it’ll never know lifestyle, emotion, “home”. This is where I can really make an impact. We get to understand and interpret your needs, your personal situation and physically present spaces to you that will help you to visualise what it will be like to live there. This human touch and level of understanding is not something that can be replaced by technology. When I’m taking someone round for a viewing and putting a smile on their face that they are seeing themselves and their family living here peacefully in peace, I value that moment.
“I always value the moment when I take a client for a viewing and see the biggest smile on their face when they say, I see myself and my family living here peacefully.” — Hina Singh
Vision for the Future
10. Looking ahead, what are your professional goals, and what vision do you have for the future of Dubai’s real estate market over the next five years?
Hina Singh: My long-term vision is to further develop my business as a trusted advisor for real estate in Dubai and to invest in my own real estate. I firmly believe in the real estate market I’m involved in. In the next five years I think what you’ll do is they’ll be making decent money they’ll feel comfortable with and they’ll feel like they’re investing for the long haul and that will at the very minimum inspire confidence in them and get them to keep investing more—or at least keep their money in the game. The growth, infrastructure and global demand will further bolster Dubai’s growth as a global investment hub.
A Final Word for Aspiring Professionals
Stylish speeches are not a part of Hina Singh’s approach when it comes to advice to young women considering careers in real estate or aspiring real estate professionals. She has something else to provide: Honesty.
Be curious and continue to learn! The best people grow are the ones that just keep asking questions and the market continuously evolves. Be knowledgeable with an empathetic understanding; clients are not only making financial decisions, they are making decisions about their life. Just make sure that your credibility is earned and your trust level raised with each client, and certainly do so in a consistent, honest, and caring way for achieving results.
It has led her from new Dubai to one of PSI Real Estate’s top ten performers in 2025. She is far from finished building.
About Hina Singh
Hina Singh is a Portfolio Manager at PSI Real Estate (Property Shop Investment), one of Dubai’s leading property agencies. She holds an MSc in Real Estate from Bayes Business School, London (2020) and is RERA Certified. Having lived in Dubai for 26 years, she combines firsthand knowledge of the city’s growth with academic expertise in real estate analysis and investment advisory. In 2025, she was ranked 10th among PSI’s top performers.
She specialises in residential investment, off-plan property, and portfolio advisory for both local and international clients seeking exposure to the Dubai market.
Frequently Asked Questions
Q: Who is Hina Singh?
Hina Singh is a Portfolio Manager at PSI Real Estate in Dubai. She has lived in Dubai for 26 years, holds an MSc in Real Estate from Bayes Business School in London, and is RERA Certified. In 2025 she was ranked 10th among PSI’s top performers.
Q: What does PSI Real Estate do?
PSI Real Estate, also known as Property Shop Investment, is one of Dubai’s established property agencies, offering services across residential sales, off-plan property, rental, and portfolio management for local and international investors.
Q: What rental yields can investors expect in Dubai?
According to Hina Singh, investors can achieve rental yields of around 7 to 9 percent in many Dubai communities, which compares very favourably with global cities such as London, Singapore, and New York.
Q: What is the biggest mistake first-time investors make in Dubai?
Hina Singh says the most common mistake is focusing only on the payment plan without considering overall cash flow. Many investors assume they can sell before large milestone payments, but if the market shifts, they need to be able to hold the property longer. She also strongly recommends doing thorough due diligence on the developer before committing.
Q: What opportunities is Hina Singh most excited about right now?
She is particularly excited about Palm Jebel Ali, which offers investors the chance to enter a landmark waterfront development at an early stage. She is also seeing strong performance from integrated communities that combine green spaces, schools, retail, and family amenities.
Q: How can I connect with Hina Singh?
You can follow her on Instagram at https://www.instagram.com/hina_realestatedubai/ and connect on LinkedIn at https://ae.linkedin.com/in/hina-singh-a89487163. PSI Real Estate’s website is https://psinv.net/en
Connect with her:
https://www.instagram.com/hina_realestatedubai/
https://ae.linkedin.com/in/hina-singh-a89487163
https://psinv.net/en
